AP - Banks and Wall Street firms ramped up borrowing from the Federal Reserve's emergency lending facility over the past week, a fresh sign of the credit stresses plaguing the country.

It is a mistake to assume that by sacking one worker, the others will increase their productivity. Also, give her some formal training. If it's based on the work productivity of the person's entire organization that you are laying off — then say those. It should include a signature line for the worker to sign proving the employee saw it. Keeping these steps in mind will make the termination procedure easier for you and the employee.

If this was a low-risk dismissal, you should offer a small increased severance in return for a release. I don't think I can fire him for that. However if a jobholder does make this refusal, it should be in a respectful and clear manner to the superior. But all of them have exceptions an employer should consider. Let the employee dig himself or herself into a hole. But there are times when documentation can hurt you. When creating the employee separation notification and conducting the dismissal meeting, you should adhere to strict guidelines. An employee separation Memorandum Sample Makes Lay off Letters Easier. In your planning, do not fail to consider the employee's character and personality and prepare to handle any situation that may arise. Employee Theft of Business Property: Now and then a jobholder will steal small items of business property. Besides financial costs, you won't be able to focus on running the firm while the suit is underway and employee morale may suffer.